As the Fresh Prince might say, sit right there, I’ll tell you how I saved half my wages for a house deposit while renting in London without living on fresh air. While my personal finance skills are clearly better than my musical timing, I also wasn’t living for free with family and paid my own […]
What You Need To Get The Best Mortgage Offer
If we want to get the best mortgage offer as a first-time buyer, we want to join up three sides of a triangle. On one side is our deposit, made up of what we earn then save. On the second side is how much the bank wants to throw at us based on our earnings […]
Saving For A House: The No. 1 Thing No One Tells You
If you’re saving for a house as a first-time buyer, then what I’m about to tell you might be news. Or it might be very obvious depending on how deep you are into your research. It took me far too long to discover the number one thing I needed to know about saving for a […]
Help To Buy Vs Shared Ownership Vs A Fleetwood Mac Song
Help to Buy or Shared Ownership? These are two major buying options if you’re a first-time buyer. I had to learn the pros and cons of these schemes from scratch when I bought my first house, and I’ve tried to explain simply below how they work. If you don’t want to rent forever, but aren’t […]
The UK’s Best Place To Live (Recap)
Welcome to my recap of The UK’s Best Place to Live, and how rankings have changed since it aired. Property expert Sarah Beeny presented this rundown of criteria first-time buyers should consider when choosing their location. I paid close attention to the Channel 4 show when it aired as I was fighting to raise a […]
How To Choose A Conveyancer Or Solicitor You Don’t Hate
As first-time buyers, we need to know how to choose a conveyancer or solicitor. They’re essential throughout the purchase process, from having our offer accepted to completion. Making the biggest financial decision of our lives can be stressful by itself. We want a conveyancer who will alleviate this rather than leave us in the dark, […]
Is Buying A House The Worst Financial Decision Ever?
If you’re a first-time buyer who’s spent years saving for a deposit, the last thing you want to be told is that buying a house is the worst financial decision ever because you’re not getting value for money. Despite there being a property crisis in Britain for renters, there’s also an argument that home ownership […]
The Only Wealth Philosophy You’ll Ever Need?
How do people get rich? Why do we care so much? Do millionaires really have a better wealth philosophy than the rest of us, or are they justlucky? Would you rather be rich or happy? For most of us, it’s an academic question. We have no plans to be the next Mark Zuckerberg, Kylie Jenner, […]
Epic Ways To Save For A House
If you’re a first-time buyer looking for ways to save for a house, then I have been the guinea pig for you and found a host of ideas to make your deposit grow. I had to work out how to save for a house on a low income, and in spite of people telling me […]
How The Fudge Do You Save Like A Bear?
Hola! I gathered all the information here while saving for my first house deposit. If you are a first time buyer with a financial mountain to climb, then I hope you will make yourself at home here in the meantime…on the way to buying your own! I hope you’re happy as Larry to find a […]
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