Should we stop setting goals in January? Here’s the problem with new year’s resolutions: they’re called new year’s resolutions. How about we call them course corrections instead? Here’s a list of financial New Year’s resolutions or course corrections for any time of year that you can choose or adapt to suit your financial situation and lifestyle.
Listen to “040 STOP Setting Goals In January” on Spreaker.041: You’re Already Playing Squid Game IRL
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Watch/Listen to Setting Goals in January & beyond via YouTube
For a transcript, watch on YouTube and click the three dots next to SAVE then Open Transcript.
Invest In A DIY Cash Envelope Design Bundle
Want to start using a cash envelope system to manage your spending and make saving fun?
I’ve turned some of the designs in this YouTube video and more into a printable digital bundle for you to download at home. I’ve done the time-consuming part so that to make your DIY envelopes, you just want to cut and stick (and put some money inside!)
If you’re a chameleon like me, then there’s a range of designs to choose from to suit your personality (and your printer ink levels – let’s be practical now). Choose your own spending categories to write in the blank label space and match whichever design you prefer to your priorities.
About The Show: How You Can Make More Money
How To Save Like A Bear helps first-time buyers and savers with big goals make the changes they need to succeed by learning what makes someone exceptional. Use these strategies to spend better on essentials, make more money, and think outside the box so that you can improve your future rocket fast.
Don’t forget to subscribe and leave a review about why you find How To Save Like A Bear useful. You can help others discover the podcast and its tips by leaving a review on iTunes.

Select “Ratings and Reviews” and “Write a Review” and share your favourite thing about apprenticeships vs entrepreneurship, or any other episode you’ve enjoyed.
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Email subscribers can submit money and side hustle questions to the podcast… Subscribe in the form at the bottom of this page to get a bonus ebook too.
Share & Follow Save Like A Bear
If you enjoy the episode, why not take a screenshot and share it out on Instagram or wherever you hang out online? Tag me @savelikeabear so I can see your comments, and perhaps give you a shoutout.
Recommended Tools
If you need a microphone whatever your profession or hobby, I use the Samson Q2U.
If you’re interested in podcasting, I use Spreaker for my hosting. You can get your first month free via this affiliate link. I chose Spreaker because as far as I know they are the only host that lets you monetise from day one the effort you put into your content at no extra cost to the listener. They are very price competitive considering and have an easy peasy interface for uploading, incorporating ads, and integrating your podcast with other platforms so that you can automatically spread the word when a new episode goes live. Give them a go!
For quicker audio and video editing I use Descript (affiliate link).

The mailing list functions thanks to email service provider ConvertKit (affiliate link).
I invested in the annual plan (which nets a discount on paying monthly). This is because when I start a project, I like to commit to seeing my goal through, so paying upfront ensured I wouldn’t quit emailing blog readers after a week!
You can start with a free plan though if you’re really not sure where you’re headed, or you’re technology shy (affiliate link). I find ConvertKit very easy to use though despite setting up automations and sequences and all that fancy jazz.
Many of the images on the blog are thanks to photographer and content extraordinaire Kayla Marie Butler.
Kayla offers a package of stock photos and marketing resources so that busy entrepreneurs have the power to quickly create content that boosts their traffic, leads and profits:
Kayla does offer free stock photos for anyone shy of investing in the future just yet. Or it’s possible to buy individual bundles of her photos from the Ivory Mix Stock Photo Shop. Kayla breaks these into categories, so that it’s easy to just buy stock photography for business and finance brands for example.
Let me know if you want to know what else I use to run the blog besides what’s mentioned on the Bear Resources page, or if you have questions. What do you need help with in your side hustle or business?
If you’re serious about investing in podcasting equipment to sound as professional as possible, this page has recommendations for every budget:
Best Podcasting Tools For Professionals And Beginners
Go forth!
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