Save Like A Bear

Helping first-time buyers save a bear-sized pile of cash

EMAIL INSIDERS GET the newsletter & bonus ebook: Money Makeover For Your Life & Your Side Hustle

Terms and conditions and privacy policy
  • START HERE
  • BEAR RESOURCES
  • Made For You: Printables and Ebooks
  • LISTEN
  • BLOG
    • MAKE MONEY
    • PROPERTY
    • SPEND BETTER, SAVE BEAR-SIZED
    • FOOD AND FITNESS
  • CONTACT ME

THE ESSENTIAL STEPS TO BUYING YOUR FIRST HOME BUY THE EBOOK NOW

Essential steps to buying your first home buy the ebook now

When Is It Worth Paying More?: HTSLAB Episode 003

September 16, 2020 By: Bearcomment

Listen to “003: When Is It Worth Paying More?” on Spreaker.

Episode 003 Show Notes

Can you save for anything in life and still do the things you really want to do, like buying your favourite brands even though they cost extra? When is it worth paying more?

What if you had an extra £5000 this year? What would you do with that money? Or is it hard to pick one priority?

Are you torn between spending it on something you enjoy but you know won’t last, or spending it on what you really need by putting it towards a home deposit of some kind, or are you thinking that maybe you’d grow it into even more wealth by investing it in a business or the stock market? Is it hard to pick because an extra £5k just sounds like a pipe dream anyway?

If it feels like saving four figures just isn’t possible because you like what you like, you like it on impulse, and what you like is expensive, but you also feel like you can’t continue spending that way, then I’ve got at least 3 ways today for you to save money while still living it up. By the end of this you’ll know when it’s worth paying more in these areas, and these are small and easy adjustments that anyone can make… Hint: it’s worth paying more, when you pay yourself first!

If you sign up for a free trial or purchase via an affiliate link below, I earn a commission at no extra cost to you that goes towards the running costs of producing all the free content across the blog, podcast, YouTube etc.

Next Episode: HTSLAB 004: Ask Bear Takeover – How Do I Invoice Someone?

Previous Episode: HTSLAB 002: 3 Food Myths That Make Us Overspend

Catch up on all the episode resources in the Episode Index

Watch On YouTube

The money saving tips compilation:

Or here’s a video on each tip:

About The Show

How To Save Like A Bear helps first-time buyers and side hustlers with big goals make the changes they need to succeed. Use these strategies to spend better on essentials, make more money, and think outside the box so that you can improve your future rocket fast.

You can help others discover the podcast and its tips by leaving a review on iTunes.

Click here or the image to go to Apple Podcasts.

Select “Ratings and Reviews” and “Write a Review” and share your favourite thing about the podcast.

Not on iTunes? Go to your preferred player on your mobile instead, and feel free to share the podcast with anyone you think would benefit from joining me and you.

Today’s Questions

Why do flat whites cost more?

Are cheap phone chargers dangerous?

Why does Fever Tree cost more?

How do you stop impulse shopping?

And most importantly:

Are you paying yourself first?

What’s Your Answer To These?

Let me know in the comments your answer to these, so that I can make sure future episodes are relevant to you:

How did you find out about the podcast?

What are you working on right now? Do you have a second job of your own invention, or are you self-employed?

Or are you just having thoughts about how you might make more money on the side, but you’re not quite sure where to start? What’s tempting you and what’s stopping you from doing that already?

Did you find this episode helpful, and do you want to add any tips?

Email subscribers can submit money and side hustle questions to the podcast… Subscribe in the form at the bottom of this page to get a bonus ebook too

Related Blog Posts & Episodes

Episode 001 and Episode 002 also mentions tips from Supershoppers:

3 Ways To Save Money On Shopping Fast: HTSLAB Episode 001

3 Food Myths That Make Us Overspend: HTSLAB Episode 002

Supershoppers Recap Series 3

Save Money Good Health re: Voss Water and friends

Epic Ways To Save For A House

How To Save Like A Bear In July (for more on Joe Wicks)

Taste Tests

Recommendations In This Episode

The Automatic Millionaire by David Bach on Amazon

There is an audiobook version:

The Latte Factor by David Bach on Amazon

Also an audiobook:

My beloved Russell Hobbs coffee machine for insourcing your coffee habit:

You can indeed buy Fever Tree tonic water in bulk on Amazon too.

If you usually pay for supermarket delivery and Amazon Prime, AmazonFresh deliveries are free now in selected postcodes. You can try AmazonFresh free for 30 days first.

I Will Teach You To Be Rich by Ramit Sethi on Amazon

Guess what? There’s an audiobook of IWTYTBR!

Profit First: Transform Your Business from a Cash-Eating Monster to a Money-Making Machine by Mike Michalowicz on Amazon

You can of course consider the audiobook:

Or you can listen to one of the books above with a free trial of Audible.

I don’t believe any of them are included in a free trial of Kindle Unlimited, (but you’ll likely find something to read among the 1million+ books that are included).

Prime members also have access to the Kindle Owners Lending Library.

Try Prime for free for 30 days first if needed.

Students can get a six month free trial of Prime.

Cash Chats: Journalist, founder of Be Clever With Your Cash, and self-confessed money geek Andy Webb shares how to spend on bills and save at the banks for the best value possible in this podcast.

The quote at the end comes from cult TV classic Buffy the Vampire Slayer. Seasons 1-7 of Buffy on DVD are great value IMHO (i.e. over 100 hours of entertainment!), or it’s available to Prime members. If you want to watch before you buy, get a free trial of Amazon Prime Video.

Further Reading & Resources

Regards paying yourself first through investments, email subscribers can request a Freetrade invite and get a free share when you join. Subscribe to the blog mailing list via the form at the bottom of the page. I’m not a financial advisor, so it’s up to you what you do with the free share. Here are my other referral perks:

Free Money: Costa Coffee Points, Cashback, and Free Shares

Ramit’s rants against skipping coffee shops to become rich crop up in most of his guest interviews. Try this one where he also talks about online entrepreneurship (subscribe if you like this podcast too!)

SPI 374: The Psychology of Money and Wealth with Ramit Sethi

I can’t mention everything in every episode. However, I Will Teach You To Be Rich is also included in a worthy four book bundle designed to transform your life for the better. This collection of positive psychology books also includes Atomic Habits by James Clear, Mindset by Dr Carol S. Dweck, and The One Thing by Gary Keller.

I design notebooks for fun if you need to commit your plans to paper

Side hustlers and full-time entrepreneurs can get a free Amazon Business Account, so that you can order all your best value supplies in one place.

Share & Follow Save Like A Bear

YouTube – videos coming very soon! Subscribe now so that you don’t miss those.

Instagram

Apparently Xander is riffing on Seinfield here? Am I showing my age?

Twitter

Facebook

If you enjoy the episode, why not take a screenshot and share it out on Instagram or wherever you hang out online? Tag me @savelikeabear so I can see your comments, and perhaps give you a shoutout.

Recommended Tools

If you need a microphone whatever your profession or hobby, I use the Samson Q2U.

If you’re interested in podcasting, I use Spreaker for my hosting.

The mailing list functions thanks to email service provider ConvertKit (affiliate link).

I invested in the annual plan (which nets a discount on paying monthly). This is because when I start a project, I like to commit to seeing my goal through, so paying upfront ensured I wouldn’t quit emailing blog readers after a week!

You can start with a free plan though if you’re really not sure where you’re headed, or you’re technology shy (affiliate link). I find ConvertKit very easy to use though despite setting up automations and sequences and all that fancy jazz.

Let me know if you want to know what else I use to run the blog besides what’s mentioned on the Bear Resources page, or if you have questions. What do you need help with in your side hustle or business?

If you’re serious about investing in podcasting equipment to sound as professional as possible, this page has recommendations for every budget:

Best Podcasting Tools For Professionals And Beginners

Go forth.

Subscribe to the newsletter & get a BONUS ebook to upgrade your finances

Email insiders get timeless tips and blog updates, and instant access to this free PDF

    Which blog category are you most interested in on Save Like A Bear?
    We respect your privacy. Unsubscribe at any time.
    Built with ConvertKit

    Amazon Free Trials

    Leave a Reply Cancel reply

    Your email address will not be published. Required fields are marked *

    Good evening my fellow bears

    Save like a bear:
    To save an epic amount. Fur not essential.
    I’m Bear. I had to save and earn more to buy my first home, and I can help you do the same.

    P.S. You don't have to be autistic like me
    for this journey.
    Are you ready? LET'S START HERE

    MEET AGAIN ON YOUTUBE?

    • Facebook
    • Instagram
    • Pinterest
    • Twitter
    • YouTube

    2020-shomos-finalist

    2020-shomos-finalist

    BEAR RESOURCES

    Unlike most shiny new things in life, these tools and links should help you keep more of your cash instead of giving it away like a magpie on crack. Subscribe to the mailing list to discover shiny new tools as they're added. How To Get The Free Ebook Email subscribers get weekly money tips and blog updates, but also instant access to the free PDF Money Makeover For Your Life And Your Side Hustle. ... [ Read More ]

    I won’t spam you. Paws can’t open tins. Subscribe to the newsletter & get a bonus ebook

    Terms and conditions and privacy policy

    tip jar

    Thank you tip jar for Save Like A Bear

    Amazon Free Trials

    Archives

    Pay it forward

    Thank you tip jar for Save Like A Bear

    Categories

    Copyright © 2022 · Modern Blogger Pro on Genesis Framework · Privacy Policy & T&Cs

    We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. By clicking “Accept All”, you consent to the use of ALL the cookies. However, you may visit "Cookie Settings" to provide a controlled consent.
    Cookie SettingsAccept All
    Manage consent

    Privacy Overview

    This website uses cookies to improve your experience while you navigate through the website. Out of these cookies, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. We also use third-party cookies that help us analyze and understand how you use this website. These cookies will be stored in your browser only with your consent. You also have the option to opt-out of these cookies. But opting out of some of these cookies may have an effect on your browsing experience.
    Necessary
    Always Enabled
    Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
    Non-necessary
    Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.
    SAVE & ACCEPT