Episode 007 Show Notes
What does it cost to buy a house really? What would it look like if it was easy to get on the housing ladder? You’ve had enough of renting or living with family. You’re totally on board with the UK obsession with home ownership. You want an asset, or something to pass down to your children, or you’re in love with interior design.
Or perhaps you just want a fricking roof over your head that you’re convinced would be more secure than your current circumstances. I’m going to talk you through the fees, pitfalls and loopholes associated with buying a home. I cover how you can significantly reduce those or avoid them altogether, so that you can put more money towards your deposit, or a refurb if you’re buying a fixer upper, or simply keep that money aside as your savings buffer.
Previous Episode: HTSLAB 006: Quick Tips To Save Money
Next Episode: HTSLAB 008: Hate Compromise? 7+ Frugal Tips That Really Work
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About The Show
How To Save Like A Bear helps first-time buyers and savers with big goals make the changes they need to succeed. Use these strategies to spend better on essentials, make more money, and think outside the box so that you can improve your future rocket fast.
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I don’t have much in the way of book recommendations this week, precisely because this was an area where I felt let down as a first-time buyer.
Phil Spencer’s How to Buy Your First Home (And How to Sell it Too) was published in 2011. I’ve drafted two books on property that I’d like you to access as an audiobook too in future. Let me know if you’d like to read or listen more about the homebuying steps, and how to budget for them, and I will work hard to get those recorded and into print.
If keeping your other costs down while you save is where you struggle, then besides exploring the blog posts, try what you can for free.
A great way to try out audiobooks is with a free trial of Audible.
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The quote at the end comes from cult TV classic Buffy the Vampire Slayer. Seasons 1-7 of Buffy on DVD are a great investment IMHO (i.e. over 100 hours of entertainment!), or it’s available to Prime members. If you want to watch before you buy, get a free trial of Amazon Prime Video.
Thea de Gallier’s article Buying a house: The deposit, the mortgage, and why I couldn’t do it
The related BBC Radio 4 Moneybox Live episode: How to buy a property without the help of mum and dad
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